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As a mutual, we couldn’t be more friendly. We’re committed to working with you to grow your business and deliver the best possible outcomes for your clients.Put simply – you matter more.

Our multi-award-winning proposition provides you with a range of products to meet your clients' needs, including: 

Income protection

  • Income First – first-class income protection for a wide range of occupations, from office-based professionals to manual workers and skilled trades.

Life cover

  • Real Life – designed for your clients with serious or multiple health conditions. Because we believe life cover shouldn't be beyond anyone's reach.

Support for your clients

Our HealthWise app is free for members and their immediate family, giving convenient access to expert medical advice and treatments, including:

  • Remote GP appointments
  • Expert second medical opinions
  • Physiotherapy
  • Mental health support
  • Lifestyle and nutrition consultations
  • Registered dietitian consultations

HealthWise is provided by Square Health.

Support for you

Our adviser knowledge centre contains lots of useful content to help you with your CPD learning requirements. Just one click provides you with access to:

  • Research reports
  • Insights
  • Webinars
  • Videos
  • Product literature and the ability to book an online product overview

Contact us

Adviser support: [email protected] / tel. 0300 123 3203

Underwriting: [email protected] / tel.0300 123 3203