Scottish Widows Protect offers a flexible, menu-based protection plan that helps you to meet your clients’ personal or business protection needs. We are rated 5* by Defaqto across our full range of protection products.

In 2019 we paid out £212.1 million life and critical illness claims, helping over 9,600 customers and their families.

Menu Plan Flexibility

Scottish Widows Protect menu plan allows you to mix and match cover.

Personal Protection

Includes Life Cover, Life with Critical Illness Cover and Critical Illness Cover. The covers can be tailored to meet your clients’ protection needs and include:

  • Lump sum payments
  • Family Income Benefit options
  • Free Mortgage Cover and Free Accidental Death Benefit, where relevant
  • Child Cover
  • Lifecover Buyback (optional)

Business Protection

Includes Life Cover, Relevant Life Cover, Life with Critical Illness Cover and Critical Illness Cover. The menu plan provides cover for:

  • Key person
  • Shareholder protection
  • Loan protection
  • Relevant life cover

Service and support

  • A range of online tools and calculators to help you reinforce the need for protection and make placing business with us easier
  • Case ownership model with dedicated underwriting support
  • A simple quote and apply process with high STP rates
  • A price lock promise – from submitting your application to when the policy goes in force, the price won’t change for a period of up to 12 months
  • Dedicated claims handlers

Scottish Widows Care

Plans provide your clients and their family with access to Scottish Widows Care, which is available from the day the plan starts. This is provided in association with RedArc, an independent nurse advice service specialising in support services for your clients and their families.

Underwriting queries:  tel. 0345 030 6240

Agency queries: [email protected]

Transfer of agency process: provided by Origo Admin service