Affirmative is a lender based in Manchester offering development finance and bridging finance. We have been trading since 2004 and are fully authorised by the FCA.

We specialise in regulated self builds, barn conversions, auction purchases, un-mortgageable properties and other short-term solutions.

  • We lend our own money and offer funding from £10k to £2.5m
  • We lend up to 70% LTV
  • First and second charges available
  • Regulated and non-regulated available

Our loans come free of hidden and upfront fees:

  • No quantity surveyor fees
  • No upfront arrangement fees
  • No site visit fees
  • No upfront legal fees
  • No GDV exit fees

For bespoke and flexible lending, think Affirmative!

*Products from Affirmative are only available when using Dynamo for Intermediaries’ packaging service. Please contact us for further details.

Proc Fees

Product Type Gross % Net %
Bridging - Packaged 1.50% 1.00%
All products - Payment Route 1.50% 1.45%