In a world where anything but a near ‘perfect’ credit history is often enough for an application to be rejected, individuals are still being denied access to funds despite having solid financial credentials. At Bluestone Mortgages, our products are designed specifically so you can offer the best solution and ultimately, help your customers get an affordable mortgage, even if they don’t tick the typical boxes!

We’re a specialist mortgage lender with a simple ambition – to help more of your customers get affordable mortgages. 

Key criteria:

  • No credit scoring
  • Up to 4 defaults and 3 CCJs allowed in the last 3 years (unsatisfied)
  • IVAs/bankruptcy and DMPs considered
  • Self-employed trading minimum 12 months
  • Short term contractors and complex income 
  • IVA, Bankruptcy and DMPs are accepted
  • No LTV cap on debt consolidation

Products from Bluestone Mortgages can be accessed by using Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for further details.

Proc Fees

Product Type Gross % Net %
All Products - Direct 0.60% 0.50%
All Products - Packaged 0.90% 0.50%