At the Family Building Society we don’t believe in a ‘one size fits all’ approach to lending and will work with you to find mortgage solutions for your clients regardless of their circumstances.

We’re focused on delivering innovative and flexible products to meet the needs of the modern family across all generations and individuals not well-served by the mass market.

Why choose us?

  • Human underwriters – not computers
  • Flexible criteria – not just black and white cases
  • Tailored credit checks – not credit scoring

We provide solutions for a wide range of customers

  • First-time buyers
  • Landlords
  • Self-employed
  • Expats
  • Those in and nearing retirement

Lending into retirement

  • No upper age restrictions (max. mortgage term may be limited)
  • 5 year term to a qualifying 90 year old
  • 25 year term to a qualifying 70 year old
  • Earned income up to 70 and pension income beyond that

Rental/investment income evidenced on SA302

Products from The Family Building Society can be accessed by using Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for further details.

Proc Fees

Product Type Gross % Net %
Buy to Let - Direct 0.52% 0.50%
Buy to Let - Packaged 0.90% 0.50%
Family Mortgage - Direct 0.57% 0.55%
Family Mortgage - Packaged 0.95% 0.55%
Residential - Direct 0.42% 0.40%
Residential - Packaged 0.80% 0.40%