Fleet Mortgages is a specialist BTL lender specialising in portfolio landlords and capital raising for any legal purpose.

  • Stress testing at 125% @ 5.5 % for all rate tax payers and even better payrate options – your client can maximise their borrowing.
  • Limited company applications accepted and treated just like standard (individual) cases to simplify the process.
  • Portfolio clients – we do not stress test the background portfolio.
  • HMO properties with up to 6 bedrooms and we will consider some shared accommodation properties without an HMO licence to go on our standard products.
  • Multi-unit blocks up to 10 units.
  • Ex-local authority properties with deck access and no minimum private rental condition.
  • 80% LTV available aggregate exposure up to £5 million.
  • Minimum age 21 (25 for first-time landlords) and maximum age 95 at end of the term.
  • Minimum income £15,000.

Fantastic service with 24 hour turnaround times and the ability to speak directly to your BDM and underwriter.

Products from Fleet Mortgages can be accessed by using Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for further details.

Proc Fees

Product Type Gross % Net %
Buy to Let - Packaged 0.80% 0.45%
Buy to Let - Direct 0.50% 0.45%