We are a solution-based mortgage lender that strives to make it easy for our intermediary partners to say yes. Offering an individual approach to underwriting, we believe in a personal service ensuring that all of our clients have access to both field and telephone Business Development Managers to help you place the most difficult of cases.

Here are a few key Furness USPs:

  • Complex self-employed
    • Limited company directors using share of profit BEFORE tax plus director’s salary
    • Flexibility re adding back directors’ pension contributions
  • Joint Owner Sole Proprietor – using up to 4 incomes from 4 applicants
  • Short-term lending
    • 60% LTV ERC-free 24 month term
    • Serviced
    • Interest only
    • Used for non-simultaneous sale and completions
  • Affordability-based buy to let using income rather than ICRs
  • Regulated (family) buy to let
  • Holiday lets
    • Allow clients to occupy property for 90 days per annum
    • Air BnB considered

Products from Furness can be accessed by using Dynamo for Intermediaries as your payment route.

Proc Fees

Product Type Gross % Net %
Buy to Let and Residential 0.40% 0.38%
Product Transfer 0.30% 0.28%