Traditionally known as the creator of the first equity release product in 1965, today Hodge is a specialist lender offering intermediaries and their borrowers greater freedom to choose a mortgage solution that suits their ever-changing and complex needs.

Our products and services include:

  • Residential Interest Only Mortgages - available from age 50
  • Retirement Interest Only (RIO) Mortgages - 70% LTV up to £1.5m 
  • Equity Release – loans up to £600,000 and fee-free options available 
  • Retirement Mortgage – a hybrid lifetime mortgage designed for borrowers aged between 50-88 
  • Holiday Let Mortgages – 75% LTV up to £1.5m and day 1 re-mortgages available  - Temporarily withdrawn
  • Portfolio Buy-to-Let – mortgages on 4 or more properties for professional landlords  - Temporarily withdrawn
  • Hodge Early Repayment Promise providing flexibility to our borrowers and enabling them to sell their property free from any ERC’s during their promotional period
  • Dedicated Business Development Manager both field and telephony to assist with case placement and affordability
  • Direct Access to Underwriters offering invaluable support on tricky cases


*Products from Hodge can be accessed by using Dynamo for Intermediaries as your payment route.

Proc Fees

Product Type Gross % Net %
Portfolio Buy to Let 0.55% 0.50%
Holiday Let 0.55% 0.50%
Retirement Mortgage 1.25% 1.20%
Equity Release 2.25% 2.20%
Residential - 50+ and RIO 0.55% 0.50%