At Kensington, we’ve been using our expertise to develop mortgages with flexible lending criteria to suit the way people live their lives today.  Using a philosophy of head and heart, we combine data analytics and expert human underwriting with the empathy that comes from understanding that not everyone fits into a neat little box.  

Whether your clients are self-employed, a first-time buyer, a landlord or someone who doesn’t meet the criteria of the traditional mortgage lender, we go out of our way to look beyond the surface. When you recommend one of our mortgages we don’t just see the black and white of an application form, we see the person and their circumstances behind it.  

Products from Kensington can be accessed by using Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for further details.

Proc Fees

Product Type Gross % Net %
Buy to Let - Direct 0.50% 0.45%
Residential - Direct 0.50% 0.40%
Buy to Let - Packaged 0.80% 0.45%
Residential - Packaged 0.80% 0.40%