Fast and safe, Molo’s award-winning online platform is backed by bespoke technology partners to deliver mortgage loans in days, not weeks.

Our intermediaries and customers benefit from a smart, transparent journey with real-time lending decisions.

We’re delivering the future of mortgages, now. Find out more about our Buy-to-Let and HMO products at

Eligibility and criteria highlights

  • First Time Buyers accepted (HMOs need 12 months' experience)
  • No maximum age at completion
  • Minimum income £20K
  • Large loan size – up to £2 million
  • Up to 80% LTV
  • Standard HMOs up to 75%
  • Student Lets and Corporate Lets accepted
  • Affordability based on Rental Income only
  • Ex-local authority and deck access
  • Minimum property value £100k (£75K for North West / North East)
  • Minor adverse considered
  • 125% ICR for Limited Company

Technology highlights

  • Income and ID verified online
  • AVMs

*Products from Molo Finance can be accessed by using Dynamo for Intermediaries as your payment route. 

Proc Fees

Product Type Gross % Net %
All Products 0.50% 0.45%