At Precise Mortgages we continually enhance our products, criteria and service proposition to provide solutions for customers struggling to meet high street lenders’ criteria.

Residential Highlights

  • Self-employed with 1 year’s figures.
  • Less than perfect credit profiles considered (secured and unsecured arrears, CCJs, satisfied/unsatisfied DMPs and defaults).
  • Interest only and part and part repayment available.

Buy to Let Highlights

  • Top slicing available across entire range.
  • Landlords choosing to improve a property to increase rental yield or convert to or from an HMO using Refurbishment Buy to Let.
  • Personal or Limited Company ownership.
  • HMO, Multi-unit and Holiday Let landlords.
  • Portfolios: max 20 loans with Precise Mortgages (max £10m value) – unlimited with other lenders.

Bridging Finance Highlights

  • First and second charges available.
  • Joint legal representation to reduce costs.
  • Automated valuations (AVMs) for standard bridging.

Second Charge Loan Highlights

  • Any loan purpose including tax bills.
  • Self-employed with 1 year’s figures.
  • Less than perfect credit profile considered (secured and unsecured arrears, CCJs and defaults).

Products from Precise Mortgages can be accessed by using Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for further details.

Proc Fees

Product Type Gross % Net %
BTL & Residential - Direct 0.60% 0.50%
Product Transfers 0.30% 0.28%
Bridging 2.50% 1.50%
Bridging - Zero Fee 1.00% 0.80%
2nd Charges 1.50% 1.25%
Refurb to Term - Bridging 0.75% 0.50%
BTL & Residential - Packaged 0.80% 0.50%