Tipton & Coseley are a successful Building Society based in the West Midlands. We lend across England & Wales and offer a wide range of residential and Buy to Let mortgages.
- Manual Underwriting
- No Credit Scoring
- Standard 4.49x LTI applies (loans not deducted from multiple)
- Joint Borrower Sole Proprietor
- Long term contractors (CIS) underwritten on against gross income
- Holiday Homes – for personal use with ability to arrange short term lets accepted
- Interest Only – Up to 60% LTV with downsizing as the repayment vehicle.
- Up to 75% with a recognised repayment vehicle.
- Later Life Lending – We lend both IN and INTO retirement.
- We can lend up to an applicant’s 95th birthday
- We also offer Retirement Interest Only mortgage (RIO)
- We will consider lending on retirement homes for the over 55’s
- Family Assist – This product offers applicants up to 100% LTV with family assistance.
Products from Tipton & Coseley can be accessed by using Dynamo for Intermediaries as your payment route or you can choose our expert packaging service. Please contact us for further details.